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FreshvsAged

Fresh MCA Leads vs. Aged MCA Leads

Fresh converts faster. Aged converts cheaper. Aged data is the most under-used profit source in most MCA shops.

The instinct is that aged data is worse data. On a per-record basis, that is true. On a cost-per-funded-deal basis it is frequently the opposite, because the price difference is far larger than the conversion difference — provided you sequence it properly instead of sending once.

Side by side

FactorFreshAged
Cost per recordHigherSubstantially lower
Contact rateHigherLower but far from zero
Intent recencyCurrent30–365+ days old
Competition on the fileModerate to highLower — most shops abandon aged data
Best sequence length3–5 touches7–12 touches over weeks
Renewal fitWeakerStrong — many have funded since

Choose fresh when

  • You need volume on a fixed budget
  • You have automation to run long sequences
  • You want a second at-bat on merchants who already funded

Do not choose fresh when

  • You need conversations this week
  • You have no follow-up automation

The honest summary: fresh converts faster. Aged converts cheaper. Aged data is the most under-used profit source in most MCA shops. If your current motion is producing and the constraint is closer capacity rather than top of funnel, adding a data source will not fix it. If your reps are idle or burning hours on dead contacts, it will.

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